Why has more people been considering laptop insurance lately? 📍

A laptop is an integral part of the lives of a digital nomad (or digital nomad) but also an integral part of the lives of company employees who do remote work. If these generally have a computer provided by their employer, they can sometimes – like digital nomads – use their own equipment. From the beginning to the end of the day, the laptop is thus for many people the main work and communication tool.

How then can we treat this everyday companion with all the respect he deserves? This is the question that may be asked when buying a device: I just bought a laptop, what should I do? First, make sure it’s well secured! Because of the importance of the laptop, it is now part of the merchandise that users seek to protect, such as a car or housing. But why should you insure your laptop and why are more and more people doing it?

All your information in your laptop

The first reason that comes to mind is very simple: Your laptop contains all the information you use on a daily basis. Access to bank accounts, payments, professional or personal content, software … You can not lose all this data. This is why you generally protect yourself by copying this information to the cloud or external hard drives. However, you cannot use this data if you do not have a computer at hand.

That’s when the interest in getting laptop insurance kicks in: Generally, terms offered by insurance companies give you access to a new device or repair for your device. Defective very quickly. Having an immediate workaround removes a lot of trouble: no need to release funds that weren’t intended for this purpose. Insurance steps in quickly and covers this inconvenience, so you can get back to your projects with complete peace of mind.

Since the cost of a high-performance laptop is generally high, it is difficult to be able to replicate this type of investment often. So it is recommended to invest a reasonable amount of money each month to cover yourself in case of a breakdown or theft rather than having to spend a large amount at once.

Working outdoors weakens the material

Mobility: This is undoubtedly the main reason why laptop users secure their devices. By definition, a laptop is carried wherever you need it. However, recently, the use of telecommuting has increased and many people are working remotely. Thus, this mobility creates more risks: the equipment can be damaged more easily during travel. If your laptop is stuck in a bag or fingers slip to land on a hard floor, it breaks more easily if it leaves the desk.

Likewise, working outside, as in a public place, exposes equipment more to greed: thefts from bookstores, cafes, or restaurants are common, because people sometimes leave their tables to go to the toilet or have a drink. phone, and leave the laptop unattended. The pickpocket can also be on the street or in the car.

Mobility also has an impact on equipment maintenance. For example, a very humid or sunny environment may damage your laptop. If precautions (screen protection, avoiding sun exposure, transporting in airtight bags, restarting the device, etc.)

Be careful, however, not to expose yourself to unpleasant surprises when getting private insurance. Indeed, be careful not to duplicate your coverage: A credit card, home or car insurance can sometimes cover certain claims or thefts in the car, while traveling or at home. Warranty exceptions should also be carefully studied, as they can create unpleasant surprises when an accident occurs. Some reasons are sometimes excluded from warranties and ceilings can be applied.

Whatever the case, insight is a sign of wisdom. Be careful with your equipment and be vigilant about maintaining and transporting it to be as quiet as possible.

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